प्रयोगकर्ता:DevanaSoft
DevanaSoft Pvt. Ltd. is established to cater the growing needs in the space of FinTech with special focus on developing and deploying innovative products and services in the field of Digital Financial Services. We offer innovative and reasonable Solutions which provides sustainable value to your business that comes from our integrated and committed approach which comes of years of experience around the globe.
We have developed a SaaS based mobile banking platform named "iSmart". iSmart mobile banking is a cloud based mobile banking setup designed to enable mobility for cooperatives in Nepal. The mobile banking services offered through this setup includes balance enquiry, mini statement, cheque book request, cheque stop request, fund transfer various merchants and bill payments. The setup is designed to handle heavy customer loads and quickly scale to meet growing transactions and users. As the mobile application would be used in remote locations that have limited GPRS connectivity, the transaction from the mobile application has a capability to fall back to SMS in case GPRS is not available. The iSmart platform is designed to be horizontally scalable using high volume design best practices.
iSmart, offers to your organization a unique plug and play, safe and secured mobile banking and payments solution. This offering allows your organization to launch digital banking services in minimum time & at minimal cost, eliminating the need to spend on hardware and software like servers, softwares, operating system, etc.
iSmart, the flagship product of Devana Soft Private Limited, is one of the fastest growing financial technology platforms reshaping and reinventing digital banking with the agility of fintech. iSmart is omni-channel cloud first platform based on a completely modular and microservices architecture. iSmart Digital Banking Platform is a complete cloud based Unified Digital Banking Platform flavored with all essential tools to digitize your cooperative.
iSmart allows cooperative members to be able to access banking services from anywhere. Cooperatives’ Members are now able to save time by making use of mobile applications to process their banking & payments or even receive funds from clients directly in their accounts. With iSmart Digital Banking App, you have ready access to a host of banking functions. For example, you can check your savings bank account balance, transfer funds to another member bank account, request a new cheque book, initiate money transfers, pay utility bills.
The offered solution is hosted on the cloud in one of the most sophisticated and secured datacenters, configured in high availability architecture with geographical redundancy. Offering 24x7x365 mobile banking access to the bank’s customers, via multiple access channels like SMS, mobile apps, to create a user-friendly mobile banking experience, capable of working on even non-internet enabled mobile phones.
iSmart offering is much more than a vanilla mobile banking offering. It allows banks to offer real-time bank transfer, bill-payments, top-up, fee payments, ticketing as add on services to their customers, apart from the exhaustive list of bank related offerings. The service also provides real-time reporting and tracking for bank admin for tracking, support and reconciliation purposes.
Benefits to Cooperatives • Cooperatives do not have to invest in hardware infrastructure and other 3rd party softwares for daily operations. • Cooperatives can manage their customers. • Plug and play cloud based service allowing customers to use from day one. • Provides much more than vanilla mobile banking, offers fund transfer, bill payments, top-up, utility, ticketing, etc. • Made for everyone as it can be accessed on SMS or even on mobile phones with no internet. • Full access to growing number of merchant network, providing convenience to cooperative’s customers. • Real-time transaction processing with banks and merchants. • Real-time web based reporting for tracking, support and reconciliation purposes. • International grade security with 24x7x365 service guarantee. • Multi-tire dedicated support for cooperatives.